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Personal Credit Cards

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Combine the local service from a bank you trust and the worldwide acceptance needed for all of life’s adventures with our Platinum card offerings. Choose a card option that fits your spending habits and let your daily transactions earn you rewards points, cash back, or both!


Benefits Available:
    • Competitive rates*
    • No penalty APR
    • Free FICO score1
    • Cell phone protection2
    • Visa® fraud monitoring and zero fraud liability
    • Email and text fraud alert options available
    • Make Mobile Payments through our easy-to-use system
    • View your statement online at


Personal Credit Card Options
Rewards Platinum
 We’ve partnered with cRewards to give cardholders access to thousands of reward options. You can earn one cRewardsCard point for every dollar spent on net purchases without limit or expiration. Visit cRewards Home to see the merchandise, gift cards, and other redemption options available.
Apply Now
Cash Rewards Platinum
Earn your spending bonus in cash back, with 1% on all net purchases without expiration.
Apply Now
Platinum Edition
Take your spending bonus to the next level and receive one cRewardsCard point per dollar spent, along with 1% cash back on net purchases.
Apply Now


To report lost or stolen credit cards please call 1-800-883-0131. 


*See the card application’s Important Disclosures for current terms, rates and fees available by clicking “Apply Now” above.  APR = Annual Percentage Rate.

1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

2Certain terms, conditions, and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at or call 1-866-894-8569.

Cards are issued by TCM Bank, N.A. Subject to credit approval.

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