Location: 13540 Meadowgrass Dr. #100 C/S 80921

Level/Salary Range: $65,000 to $80,000 depending on experience

Bank Area: Compliance

Position Type: Full-time, exempt

RESPONSIBILITIES:  The various tasks, duties and responsibilities of the bank compliance officer are described below:

• Develop and implement the compliance and audit program for the bank to operate within acceptable standards and ensure suitability to our risk profile;
• Liaise with senior managers to ensure proper implementation of established compliance policies;
• Review internal bank policies to ensure they align with external banking regulations;
• Conduct research to identify new regulations passed by state or federal governing bodies and stay abreast of the ever-changing compliance environment;
• Collaborate with other departments to help develop solutions for processes and procedures with a wholistic approach taking into consideration regulatory guidance, the Integrity team, and the customer;
• Initiate or recommend an investigative process in response to complaints of policy or procedural violation;
• Develop systems for the handling and resolution of policy violations;
• Conduct internal audits prior to an external audit/exam to ensure bank policies and operations are up to standard;
• Monitor the operations and procedures of the different departments of the bank to ensure overall compliance;
• Complete and carry out risk assessments to identify areas of potential compliance risks to implement preventive/corrective strategies to address compliance issues;
• Provide reports on a regular basis to senior management and the Board of Directors on compliance requirements;
• Work directly with third-party audit and compliance professionals to help set the scope and parameters of audits and exams to ensure audits and exams are done with proficiency and at an appropriate level given the risk profile of the bank;
• Implement and manage joint audit and compliance programs between the bank and trust company such as-BSA/AML/OFAC, advertising/marketing, cyber risk, BCP/Pandemic, and others;
• Organize compliance programs to educate and train staff on recent and existing compliance requirements;
• Direct involvement with the Bank’s Community Reinvestment Act and Information Security programs;
• Serve as Chair of the Compliance Committee and lead the Audit Committee for the Bank Board of Directors; and
• Enhance and assist in managing the company vendor/change management programs.

REQUIRMENTS: SKILLS, ABILITIES AND KNOWLEDGE

• Bachelor’s degree in accounting, finance, law, economics, or a related business discipline
• 3+ years of prior financial institution compliance experience
• Certifications such as CRCM, CBCO or CRCP or related
• Communication skills-adept to interacting with bank staff to communicate compliance requirements
• IT Skills-proficiency in the use of risk management tools and various computer systems and programs to analyze the degree of compliance with external regulations
• Must have an attention to detail which results in a high level of accuracy and work performance
• Possess a high degree of organizational skills, be goal-oriented and work independently or with a team
• Interpersonal skills are a must-works with all levels of staff and the Board of Directors
• A positive attitude with a willingness to take initiative for a high level of productivity with little direction and oversight

OTHER REQUIREMENTS:

• Must be available to work some Saturdays
• Advocate of Integrity Code of Culture
• Volunteer within the community

FUTURE CONSIDERATIONS FOR THIS POSITION: 

• Internal audits for Integrity Trust Company
• Lead Trust Audit Committee

Branch: Monument

Level/Salary Range: $17.00 to $20.00/hr. based on experience and qualifications

Bank Area: Loan Department

Position Type: Part Time, Non-exempt

JOB DESCRIPTION/ROLE AND RESPONSIBILITIES:

Loan Processing: Must possess understanding of loan, accounting and reconciliation processes. Tasks include, but are not limited, to the following: ordering of appraisals and evaluations, pulling credit reports and flood determinations, processing and reviewing commercial and consumer loans per bank and regulatory standards, generating loan documents, boarding and funding loans and other miscellaneous clerical and administrative duties.  Willing to learn, adhere and administer all other compliance-related procedures and processes relevant to banking functions (i.e.TRID, Reg B, and Reg Z, HMDA, BSA/AML, IT Security, etc.)

COMMUNICATION: Must be able to communicate orally and in writing with a high degree of professionalism.  Must have the ability to work as a member of a team to achieve the department’s desired outcomes.

EXCELLENCE:  Must have an attention to detail which results in a high level of accuracy and work performance. Must be a self-starter who is goal oriented and independent, has a high degree of organization skills, the ability to handle stressful situations with courtesy, and handle multiple tasks and frequent interruptions.

PROACTIVE AND PROVEN WORK ETHIC: Demonstrate ability to maintain personal productivity and to take initiative in a range of administrative and operational tasks and projects.

SKILLS AND SPECIFICATIONS:

• 2+ years of financial services industry experience is preferred
• Computer proficiency; including but not limited to Word, Excel, Outlook and the ability to learn LaserPro (loan documentation system), is required

EDUCATION REQUIREMENTS:

• High school diploma or equivalent

OTHER REQUIREMENTS:

• Must be able to work some Saturdays
• Be a notary or willing to obtain a notary license

Branch: Home Loans 

Location: 13540 Meadowgrass Dr. #205 C/S 80921

Level/Salary Range: Commission

Bank Area: Mortgage Division

Position Type: Full-time, exempt

JOB DESCRIPTION

The Mortgage Loan Officer (MLO), will generate self-sourced leads, will network with realtors and strategic partners in the area and promote the bank’s mortgage division in the community.  The MLO also takes leads from the bank, the VP of the Mortgage Division and other partners in the Integrity family to assist potential borrowers with mortgage loans and products to meet our client’s financing needs best we can.  The MLO must be able to work under time constraints in a high-pressure environment.  This position is a commission only role as well as a client facing role and must be willing to take on any project with a positive attitude and represent the bank in the community with a high degree of integrity and character.

ROLE AND RESPONSIBILITIES: 

• Make contacts in the community by attending social events and passing out business cards
• Introduce Integrity to current business relationships that would be ideal strategic partners
• Attend community functions on behalf of the mortgage division and create awareness
• Set up opportunities/arrange meetings to meet and spend time with prospective strategic partners
• Help manage deadlines and assist processing department as needed
• Take mortgage loan applications, assist with issuing disclosures, discuss rates with borrowers, assist the processing department in collecting conditions from the borrowers and other 3^rd party affiliates to the loan transaction; manage their loan pipeline as needed in order to see that loans close as efficiently and as timely as possible
• Must be able to work / attend events on Saturdays and evenings
• Understand and adhere to compliance requirements related to position responsibilities
• Conduct themselves as representatives of Integrity in the community with the highest integrity and professionalism

EDUCATION REQUIREMENTS:

• Bachelor’s degree; preferred in finance or business-related field
• A minimum of three years mortgage origination experience required

Branch: TBD

Level/Salary Range: $14.00 to $17.00/hr. based on experience and qualifications

Bank Area: Retail

Position Type: Non-Exempt (hourly basis), Part-Time and Full-Time Positions Available

JOB DESCRIPTION/ROLE AND RESPONSIBILITIES:

• Teller Operations-
  • Ability to process a variety of teller transactions and cash balancing. Perform other duties as needed.

• New Accounts/Services-
  • Responsibilities include the ability to perform new account openings and closings. Ability to identify additional services and refer, if appropriate, to other lines of business.

• Customer Service-
  • High level of customer interactions of all types; requiring a wide knowledge of bank services to include all electronic offerings
  • Answer telephone calls and handle issues with proficiency

• Flexibility to perform other duties as assigned and maintain a level of professionalism and appearance.
• Know, adhere and administer all other compliance-related procedures and processes relevant to banking functions; e.g. BSA/AML, GLBA, IT Security, etc.

SKILLS AND SPECIFICATIONS:

• Cash handling experience
• Good at multitasking, prioritizing work and possess flexibility in day to day workflow
• Good verbal and written communication skills
• Be proactive and perceptive in caring for customers and team members
• Must be detail oriented and have a basic knowledge of accounting
• Represents the bank in a manner that maintains and expands banking relationships
• Ability to work within a team environment
• Possess a positive attitude, with a professional image and professional energy

EDUCATION REQUIREMENTS:

• High school diploma or equivalent

OTHER REQUIREMENTS:

• Must be able to work Saturday’s and occasional evenings
• Be a notary or willing to obtain a notary license
• Knowledgeable in Microsoft Word and Excel
• Ability to adapt to a flexible work schedule
• Advocate the Integrity Code of Culture