A HSA lets you save pre-tax dollars to pay for qualified medical expenses. Funds stored in a HSA earn a higher rate than standard savings – and you can withdraw money for health care costs as often as you like, tax-free.* Unlike with a Flexible Spending Account (FSA), there’s no “use it or lose it” caveat. Whatever you don’t spend in one year rolls over to the next.
Eligible individuals may establish a HSA with as little as $100. Avoid the $2.50 monthly service charge by maintaining a daily account balance of $2,500 or greater. And, as with any of our deposit and savings products, you can access your HSA 24/7 using any of our Digital Banking services and/or Integrity Debit Card.