Skip to content

Our Platinum credit cards offer hometown convenience, worldwide acceptance and great benefits. Three great options all from the bank you know best.


  1. Rewards Platinum - unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. Visit for details.

  2. Cash Rewards Platinum - earn 1% cash back on all net purchases. Cash rewards never expire.

  3. Platinum Edition - no penalty APR and competitive rates. Enjoy the following features with all of the above options:

    • Competitive Rates*

    • Free FICO Score1

    • Cell Phone Protection2

    • Fraud Monitoring and Zero Fraud Liability

    • SecurLOCKTM Email and Text Fraud Alerts

    • Mobile Payments


*See the card application’s Important Disclosures for current terms, rates and fees. APR = Annual Percentage Rate.

1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
2Certain terms, conditions, and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at or call 1-866-894-8569.

Cards are issued by TCM Bank, N.A. Subject to credit approval.