InControl Checking


Choose a checking account that fits your lifestyle. This account has no minimum balance requirement, and you can avoid the low $2 monthly service charge by doing a few banking basics that save you time and money.* 

Plus, if you meet all the qualifications, we'll also refund your ATM fees nationwide up to $25 per month!* That means you can use any ATM you like without getting dinged with fees. With InControl Checking, you're in charge of what you're charged!



To earn your rewards, the following transactions and activities must post and settle to your InControl Checking™ account during the Monthly Qualification Cycle:

  • Maintain a valid email address and enroll for e-Statements AND/OR
  • Have at least [6] debit card purchases 

That’s it! We told you it was simple. Plus, if you don’t meet the qualifications for the month, you can get right back to avoiding your monthly service fee and getting refunds on ATM fees nationwide the very next month. 


When all of your account's qualifications are met during a Monthly Qualifications Cycle you will receive:

  • Waived monthly service fee 
  • Refunds on ATM fees nationwide (up to $25 per month)

When only one of your account's qualifications are met during a Monthly Qualification Cycle you will receive:

  • Waived monthly service fee

Qualifications, limits and other requirements apply.

ATM fee reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.