Earn cash back on check card purchases — up to $10 each month!* Yes, we’re serious. We’ll pay you back money for things you’d buy anyway.

Plus, get refunds on ATM fees nationwide.* No more pesky ATM fees — any ATM is your ATM! Open your free Kasasa® checking account online in minutes.

Summary
  • 2.00% cash back on check card purchases*
  • No category restrictions on purchases
  • Cash back earned on purchases up to $500 monthly
  • Earn up to $10 cash back per month
  • ATM fee refunds nationwide (up to $25 per month)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free mobile banking & check deposit
  • Free e-Statements
  • Free Visa® check card
  • Order checks online
  • Direct deposit available
  • $100 minimum deposit to open 
  • In-branch ID verification is required

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • At least 1 automatic payment (ACH) or direct deposit
  • At least 10 debit card purchases post and settle
  • Maintain a valid email address and enroll for e-Statements

Did you miss a qualification cycle? No problem! There's no penalty, and you still get a great free account. You can get right back to enjoying your rewards the very next month.

Account Features:

Kasasa Cash Back® is a free, variable rewards checking account with no minimum balance that rewards accountholders with cash back on their PIN-based and signature-based debit card purchases and nationwide ATM fee refunds when they meet minimum qualifications during the account's Monthly Qualification Cycle.

Qualifications:

To earn your rewards, all of the following transactions and activities must post and settle to your Kasasa Cash Back® checking account during each Monthly Qualification Cycle:

  • At least 1 automatic payment (ACH) or direct deposit
  • At least 10 debit card purchases
  • Maintain a valid email address and enroll for e-Statements

NOTE: Transactions and activities may take one (1) or more business day from the date the transaction or activity occurred to post and settle to the account.

Non-Qualifying Transactions: 

The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit-card transactions processed by merchants and received by Integrity Bank & Trust as ATM transactions.

Monthly Qualification Cycle means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. The statement cycle for the Kasasa Cash Back® checking account is the 10th of each month. If the 10th falls on a weekend or Federal holiday, the statement cycle is on the immediate preceding business day.

*Rewards:

When the qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $500.00 PIN-based and signature-based debit card purchases that post and settle to the account during that cycle period up to a maximum cash back earned of $10.00 per Monthly Qualification Cycle, as well as (2) reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.

When qualifications are not met, you will not receive cash back on PIN-based and signature-based debit card purchases and ATM fees are not refunded.

Cash back payments and ATM fee reimbursements will be credited to the account on the last day of the current statement cycle. If you believe you have not been reimbursed the correct amount of ATM fees, please contact us.

Rates and rewards may change after account is opened. Fees may reduce earnings.

Additional Information:

$100 minimum deposit is required to open the account and no minimum balance is required to obtain the account’s rewards. There are no recurring monthly service charges associated with this account. This account is not to be used for commercial purposes and there is a limit of one (1) Kasasa Cash Back® checking account per social security number. Enrollment in electronic services (e.g. online banking, electronic statements) is required to meet some of the account’s qualifications. Contact an Integrity Bank & Trust representative for additional information, details and enrollment instructions. 

Kasasa Cash Back® is a trademark of BancVue, Ltd., registered in the U.S.A.