Rates

Rates effective as of 4/6/2014. APY = Annual Percentage Rate. Fees may reduce earnings. Interest Rates are subject to change daily.

Kasasa Cash Checking | Personal Checking | Commercial Checking | Savings Accounts | Specialty Account Rates | Certificate of Deposit Rates

Kasasa Cash Checking

Balance Minimum Required Opening Deposit Rate APY
$0 - $10,000 $100 2.00% 2.02%
$10,000.01+ $100 0.25% 0.25% to 2.02%
All balances if qualifications not met $100 0.05% 0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 1 automatic payment (ACH) or direct deposit
  • Have at least 10 debit card purchases
  • Maintain a valid email address and enrolled to receive e-Statements

Personal Checking

Account On Balances Interest Rate APY
Platinum Checking $500 and over 0.10% 0.10%

 

Commercial Checking

Account Rate Apy
Sole Proprietorship 0.10% 0.10%
Not-for-Profit 0.10% 0.10%
Public Funds

0.10%

0.10%

Savings Accounts

Account Rate APY
Personal Savings 0.10% 0.10%
Minor Savings (youth under 18) 0.10% 0.10%
iHike Savings (best for ages 0-12) 0.10% 0.10%

Transaction Restrictions do apply to these accounts

Specialty Account Rates

Account On Balances1 Interest Rate APY
Health Savings Accounts Up to $99.99 0.00% 0.00%
$100.00 to $499.99 0.05% 0.05%
$500.00 to $999.99 0.10% 0.10%
$1,000.00 to $2,499.99 0.15% 0.15%
$2,500.00 and greater 0.20% 0.20%
Money Market $1 to $9,999 0.05% 0.05%
$10,000 to $24,999 0.10% 0.10%
$25,000 to $49,999 0.15% 0.15%
$50,000 to $99,999 0.20% 0.20%
$100,000 to $249,000 0.25% 0.25%
$250,000 and greater 0.25% 0.25%

1Tiered account balances are required to earn higher interest rates and listed APY.

Certain fees may reduce earnings on accounts. Transaction restrictions do apply to these accounts.

Certificate of Deposit Rates

Account Interest Rate APY
3 Month 0.30% 0.30%
6 Month 0.35% 0.35%
9 Month 0.40% 0.40%
12 Month 0.45% 0.45%
18 Month 0.60% 0.60%
2 Year 0.75% 0.75%
3 Year 0.90% 0.90%
4 Year 1.15% 1.16%
5 Year 1.40% 1.41%

Penalty for early withdrawal.

Please contact one of our community bankers if you have any questions.