Rates effective as of 1/3/2014.

APY = Annual Percentage Rate. Fees may reduce earnings.

Interest Rates are subject to change daily.

Deposit Rates

AccountOn Balances*Interest RateAPY
Hi-Rewards CheckingUp to $50,000.000.50%0.50%
$50,000.01 and Over0.10%0.10% to 0.50% depending on balance in the account
If qualifications are not met0.05%0.05%


To earn these rewards, simply do the following on your Hi-Rewards Checking account during the monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle to the account
  • Be enrolled in and receive paperless eStatement notifications
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle to the account
  • Maintain a valid e-mail address

AccountOn Balances*Interest RateAPY
Silver Checking$300 and over.10%.10%
Platinum Checking$500 and over0.10%0.10%
High Altitude CheckingUp to $24,999.990.05%0.05%
$25,000.00 and over0.10%0.10%
Money MarketUp to $9,999.990.05%0.05%
$10,000.00 to $24,999.990.10%0.10%
$25,000.00 to $49,999.990.15%0.15%
$50,000.00 to $99,999.990.20%0.20%
$100,000.00 to $249,999.990.25%0.25%
$250,000.00 and over0.25%0.25%
Savings Accounts0.10%0.10%

Certificate of Deposit Rates

AccountInterest RateAPY
3 Month0.30%0.30%
6 Month0.35%0.35%
9 Month0.40%0.40%
12 Month0.45%0.45%
18 Month0.60%0.60%
2 Year0.75%0.75%
3 Year0.90%0.90%
4 Year1.15%1.16%
5 Year1.40%1.41%

Specialty Account Rates

AccountOn Balances*Interest RateAPY
Health Savings AccountsUp to $99.990.00%0.00%
$100.00 to $499.990.05%0.05%
$500.00 to $999.990.10%0.10%
$1,000.00 to $2,499.990.15%0.15%
$2,500.00 and over0.20%0.20%
Sole Proprietorship Business AccountsAny0.10%0.10%
Not-for-profit Business AccountsAny0.10%0.10%
Public Funds AccountsAny0.10%0.10%

*Tiered account balances are required to earn higher interest rates and listed APY.

Please contact one of our Personal Community Bankers for further information about applicable fees and terms. Certain fees may reduce earnings on accounts.