FDIC Insurance Updates

The standard insurance amount currently is $250,000 per depositor. The $250,000 limit is permanent for certain retirement accounts (includes IRAs) and is temporary for all other deposit accounts through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all deposit accounts except certain retirement accounts, which will remain at $250,000 per depositor.  For additional details, please contact a personal community banker at the branch nearest you or call 1-877-677-2265.  You can also go directly to the FDIC’s website at www.fdic.gov for more information or if you would like to use the FDIC’s Electronic Deposit Insurance Estimator (EDIE) please go to www.fdic.gov/edie.

Update April, 2010: 

Integrity Bank & Trust is participating in the FDIC’s Transaction Account Guarantee Program.  Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Grarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance.

Only noninterest-bearing checking account products are covered under this Transaction Account Guarantee Program at Integrity Bank & Trust.